First and foremost, if you are not alone in the vehicle, make sure everyone is okay. If there are any serious injuries, call 911 or a hospital. Call for the ambulance right away, and make sure the police department is aware of the accident.
Do not admit to any liabilities at the scene of the accident when you’re talking to somebody. If there are witnesses—or any people around at all—make sure to get their names and phone numbers and ask them if they witnessed the accident.
Take as many pictures as you can. These days, with smartphones, there shouldn’t be any reason why you can’t take pictures of both vehicles or the location where the incident happened.
If there are red light, green light issues with everybody claiming that they have passed the green light, it is extremely, extremely important to look for witnesses. If there are no witnesses, look to see if there are any cameras built into the properties around the area so you can get a copy of those cameras to understand if there was a red light violation, so we can provide who it is that passed the red light at the scene of the accident.
Do not discuss anything with an insurance company before talking to your lawyer. We all have to understand that insurance companies look at every case as a financial loss. So, they will do all they can to minimize the financial loss and, in the process, would make the claimant say or do things that would jeopardize the case.
It is extremely important that, while the insurance companies have experience and they have attorneys working on their behalf, the injured person or the potential client also has a lawyer with good experience and understanding of the process on their side, so that the potential client is compensated the right way, and for the injuries that they sustained as a result of the accident.